JIT can help with loan modifications, refinancing, creditor negotiations, collections, judgments, bankruptcies, medical bills, late payments, charge offs and more.
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Financial Consequences of Poor Credit
- Credit Cards - interest rates are higher and amount of available credit is lower
- Car Loans - higher rates resulting in high monthly payments
- Employment - low score could be an obstacle to you getting a job.
- Mortgages - Customers with poor credit can spend as much as $50,000 more over the life of a 30 year, fixed rate mortgage.
Current Mortgage Rates
FICO SCORE
APR
MONTHLY PAYMENT
760-850
4.641%
$1,545
700-759
4.863%
$1,585
680-699
5.040%
$1,618
660-679
5.254%
$1,657
640-659
5.684%
$1,738
620-639
6.230%
$1,843
Current Auto Rates |
36 Month Auto Loan
FICO SCORE
APR
MONTHLY PAYMENT
720-850
6.137%
$762
690-719
7.672%
$780
660-689
9.059%
$796
620-659
11.762%
$828
590-619
15.514%
$873
500-589
16.232%
$882
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